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FinCEN’s New Real Estate Reporting Rule: What Utah Agents and Investors Need to Know Before December 2025

Starting in late 2025, real estate professionals across Utah will face new federal reporting requirements under FinCEN’s updated anti–money laundering rule. This law targets “all-cash” real estate transactions to identify shell companies and illicit funds. Here’s what Utah agents, brokers, and investors need to understand before the rule takes effect.